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Health insurance for climbers?:
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USnavy
Mar 19, 2011, 8:39 AM
Views: 11769
Registered: Nov 6, 2007
Posts: 2667
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So I know this has been brought up before, but most of the current topics are too old and dont cover current health care events.
Anyway, I am going on a short climbing trip coming up and will need health insurance as I depart the Navy. I put in for a few quotes and am absolutely appalled as to the prices. BCBS Hawaii gave me a quote of $375 a month... what the f*ck is that about. Assurent gave me a quote of $100 a month but with a $5,000 deductible and an additional $3,500 of maximum out of pocket coinsurance expenses. I am not sure how they consider that to be insurance. I checked with Kaiser Permanente and got the same results as well. I find this to be pretty ludicrous considering I am young, in perfect health, perfect height and bodyweight standards, no preexisting conditions, no tobacco use, nothing that indicates I would be a liability. How the hell do college student and those laid off afford insurance if they are getting stiffed with quotes like this? Oh, and both the polices dont cover anything if you get hurt climbing. What a joy...
Anyway, so does anyone out there actually offer any affordable coverage that wont land me with $10k in deductibles and coinsurance payments?
(This post was edited by USnavy on Mar 19, 2011, 8:46 AM)
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Edit Log:
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Post edited by USnavy
() on Mar 19, 2011, 8:39 AM
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Post edited by USnavy
() on Mar 19, 2011, 8:40 AM
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Post edited by USnavy
() on Mar 19, 2011, 8:45 AM
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Post edited by USnavy
() on Mar 19, 2011, 8:46 AM
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