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builttospill
Jul 27, 2006, 7:51 PM
Post #326 of 1722
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I posted this on the general board but didn't get much of a response. I'm just wondering whether my sister's homeowners insurance would cover my rack, cameras and other possessions.
She owns the home, I rent the entire basement of the rambler from her. I don't have a contract with her and I dont' have renters insurance. I just pay her cash monthly, kind of on an as-needed basis.
Would I be covered under her policy? (I'm assuming I'm not listed on the policy, since I just moved in 4 months ago and she's lived there for 2+ years)????
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cchildre
Jul 27, 2006, 8:06 PM
Post #327 of 1722
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Registered: May 5, 2004
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Losses sustained on her property are covered under her policy, typically. You would really need to read the text of the policy to really know for sure. Often, part of the reason for the policy is to protect her from a lawsuit. In this case, and not completely ethical, but if she just claimed it as her personal gear, then it would be covered. It would probably help to have recipts and such, or at least pictures of the items in question. Planning an insurances scam? LOL I only joke, I would hate to have my rack theived from me, as small as it is.
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builttospill
Jul 27, 2006, 8:52 PM
Post #328 of 1722
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haha, no. Thanks though. I think my uncle burned his own garage down, but those are only suspicions, and that was nearly a decade ago. But my whole family suspects it.
No, my girlfriend hit an elk the other night while I was in the car, and so we've been dealing with the insurance company (she has comprehensive). It got me thinking about that kind of stuff, and my nice road bike was stolen on the DC Metro about 4 years ago and it was covered under my parent's policy, but I was just checking to see if I would still have coverage. Otherwise I'll be looking into the cost of renter's insurance.
You know....seeing a looming elk ahead when you're going 55 mph+ is enough to get you thinking.
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svilnit
Jul 27, 2006, 9:23 PM
Post #329 of 1722
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Registered: Jun 19, 2002
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In reply to: haha, no. Thanks though. I think my uncle burned his own garage down, but those are only suspicions, and that was nearly a decade ago. But my whole family suspects it. No, my girlfriend hit an elk the other night while I was in the car, and so we've been dealing with the insurance company (she has comprehensive). It got me thinking about that kind of stuff, and my nice road bike was stolen on the DC Metro about 4 years ago and it was covered under my parent's policy, but I was just checking to see if I would still have coverage. Otherwise I'll be looking into the cost of renter's insurance. You know....seeing a looming elk ahead when you're going 55 mph+ is enough to get you thinking.
Rental insurance is only a couple hundred a year... DEFINITELY worth the price. Just get like $50k coverage...
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builttospill
Jul 27, 2006, 9:46 PM
Post #330 of 1722
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does it depend on where you live, the type of place and what is being insured? I know I could just call someone about this, but I spend a lot of time on RC.com lately, so why not ask here?
I mean, it's got to cost more in southeast DC than in a quiet suburb in utah, right? Maybe I can get a smoking deal.
I can't really afford a couple hundred a year right now, I just lost my job. But that's another story.
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big_red
Aug 2, 2006, 6:56 AM
Post #331 of 1722
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Registered: Dec 29, 2005
Posts: 109
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Yeah the rack's in there somewhere....haha Here's the Alaskan climbing rack ..weighs about 70 lbs plus the screws and pins on the harness...I guess technically it's trad...haha
http://photos1.blogger.com/.../1760/1600/dx706.jpg
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tradrenn
Aug 2, 2006, 11:44 PM
Post #332 of 1722
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Registered: Jan 16, 2005
Posts: 2990
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8^)
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marckylove
Aug 20, 2006, 3:25 AM
Post #333 of 1722
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Registered: May 27, 2006
Posts: 44
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People really take photos of their racks? I guess it's no surprise that most of the photos there are of nice and shiny gear ;). Maybe folks should think about climbing with their racks instead of posing with them!
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anykineclimb
Aug 20, 2006, 3:33 AM
Post #334 of 1722
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Registered: Mar 30, 2003
Posts: 3593
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In reply to: please don't post comments like: wow!, i'm jealous, how long did it take you to get that, your #x looks shadey, send that to me, too shiny go climb, or anything else along those lines this thread is for pictures |
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ctardi
Aug 20, 2006, 4:37 AM
Post #335 of 1722
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Registered: Oct 8, 2004
Posts: 1278
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This photo is just what I have already from the past couple years. It includes:
Black Diamond:
2 Half Dome Helmets
1 Chaos Harness
Nut Tool
Superslacker Rope Bag
Couple Dozen Light D's
ATC
ATC XP
6 assorted lockers
Full Set of Hexes
Full Set of Nuts
#1 C4
Vectra IQ Headlamp
8 Draws with nylon dogbones, light d's, and DMM Wiregates
6 Neutrinos for racking
Couple ovals to rack on
Petzl:
Corax Harness
GriGri
Couple of auto lockers
Shunt
Half dozen spirit biners
Metolious:
Full set of TCU's (00-4)
Other:
Beal Rope
20m Work Rope
15 or so slings some knotted some sewn
Few cordlettes from 15 to 25 feet
couple backpacks
nalgene hydration pack
2 or 3 pairs of shoes
first aid kit
squamish select guidebook
notebook and paper
Wrench for loose hangers
STUFF TO COME (This year)
Black Diamond:
Swage Nuts 3-6
#2 C4
Petzl:
couple auto lockers
DMM:
wallnuts 1-10
#3.5 4CU
#4 4CU
Wild Country:
Tech Friends 1-3
Metolious:
Power Cam 4 and 5
And finally, the very organized photo of my rack. ;) (Or not...)
http://www.weldingwiki.com/images/rack.JPG
Total Value (Including what I'm getting this year) ~$3300
Edit: Forgot about my Pink Tri Cam. :D
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anykineclimb
Sep 1, 2006, 4:27 AM
Post #338 of 1722
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Thats a man with many Friends
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jacobg
Sep 3, 2006, 11:08 PM
Post #340 of 1722
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Registered: Oct 24, 2005
Posts: 103
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i wish my neighbors cat would puke that up on my porch! all it ever does is leave dead animals, poop, and normal puke on my front porch
:cry:
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climbingtrash
Sep 5, 2006, 1:10 AM
Post #342 of 1722
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Registered: Jan 19, 2006
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In reply to: In reply to: Thats a man with many Friends for sure. looks like a creek rack. yes??? Brent |
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brent_e
Sep 5, 2006, 1:35 AM
Post #343 of 1722
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Registered: Dec 15, 2004
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In reply to: In reply to: In reply to: Thats a man with many Friends for sure. looks like a creek rack. yes??? Brent Yes it is a creek rack and unfortunately it's still not enough for some of the longer sustained routes. Luckily I know enough creekers with racks to make up the difference.
i assumed it was a little slim for some routes, yes. Cool, though! do people out there prefer the forged friends? I've heard that a few do because of price and durability.
thanks for the response
Brent
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climbingtrash
Sep 5, 2006, 1:47 AM
Post #344 of 1722
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In reply to: i assumed it was a little slim for some routes, yes. Cool, though! do people out there prefer the forged friends? I've heard that a few do because of price and durability. |
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jimfix
Sep 5, 2006, 3:31 AM
Post #345 of 1722
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Registered: Aug 18, 2004
Posts: 314
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I love the nut tool with built in clip, racked on a beiner.
As for the number 1's, you should be able to get a couple of those fixed and have to replace them (with the stem bigger than the lobes).
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climbingtrash
Sep 5, 2006, 11:01 AM
Post #346 of 1722
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Registered: Jan 19, 2006
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In reply to: I love the nut tool with built in clip, racked on a beiner. As for the number 1's, you should be able to get a couple of those fixed and have to replace them (with the stem bigger than the lobes). |
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sthcrag510
Sep 7, 2006, 10:25 PM
Post #348 of 1722
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Registered: Jan 31, 2006
Posts: 254
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I know the picture quality sucks...
Here's my rack as is stands right now...Im working on getting a full set of Met. TCU's with doubles...some Tri cams and maybe a 4 and 5 C4 and i think that would be a pretty solid rack
http://photos-451.ak.facebook.com/...59_31939451_2644.jpg
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caughtinside
Sep 11, 2006, 6:16 PM
Post #350 of 1722
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Registered: Jan 8, 2003
Posts: 30603
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I am curious as to why people organize their gear like this. Why don't you just keep everything you use clipped to a sling so you can just take it and go?
seems like a lot of extra annoyance to hang up everything when you get home, and then clip it all to a sling when you need it.
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