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mikitta


Sep 14, 2007, 3:18 PM
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Land ownership, liability and a rock just sitting there ...
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So I went this morning about 40 minutes away from my front door, to a little smear on the road in West Virginia. There's a little, privately owned country store that sits opposite a quite nice pile of sand stone atop a hill. There is also a sweet block about 12 - 13 feet high that sits down below the little general store near the river. It offers maybe 8 good bouldering routs.

I was there this morning, flailing away at some V.Idunno and not quite making past the small dyno (ok, I'm 5'1, anything you taller climbers can reach with ease is a dyno for me LOL) jug, but having fun trying to get off the ground and waiting on my partner who was an hour late showing up.

I decided around 9:10 am that I really needed to get back home (the Dear Hubby - DH was not happy that I went out this morning). I walked the 50 yards back to my car and started to get packed up when the owner of the little general store came out. Turns out she is the owner of aforementioned cliff and boulder block and she told me that her insurance would be dropped if she allowed my buddies and I to climb on her property.

I offered to sign a waiver of liability, but she wasn't sure that would suffice for her insurance company.

So - anyone who might be in the know - is this just something someone may have told her that she didn't ask for herself? That her company would drop her if she allowed us to climb? Or have you heard of such things before? I would really like to reassure her that she is in no danger of loosing her insurance especially with a legal waiver in her hands, but I would like to enter that discussion with some facts to bring to the table.

My biggest reason for wanting to pursue this itty bitty access is because it is only about 35 miles from my home. By far the closest area to climb in.

I would appreciate any and all serious replies.

Thanks.

God Bless,
mik


pornstarr


Sep 14, 2007, 3:33 PM
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Re: [mikitta] Land ownership, liability and a rock just sitting there ... [In reply to]
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have her put up no trespassing/climbing signs yet not actually enforce them. wink wink access.
if one gets injured, they were "trespassing"....

not sure how that would hold up in court, but makes sense at a basic level, anyhow.


cccman


Sep 14, 2007, 3:44 PM
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Re: [pornstarr] Land ownership, liability and a rock just sitting there ... [In reply to]
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check the west va recreational user statutue (if they have one). It is a liability shield for landowners who allow people to recreate on their land without charging a fee. give the lady a copy of it.


mikitta


Sep 14, 2007, 3:49 PM
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Looking at the Access Fund site and so far not finding what I need to see.

One of the issues that spured this is last week, she told me, a group of high school kids got caught drinking on her property and they were arrested. She is very sensitive to any issue that may reflect back on her. I understand where she is coming from and can put myself into her shoes.

It's just not fair - she has these BEAUTIFUL rocks on her property - I mean 60 - 70 foot cliffs with gorgeous trad routs and she doesn't appreciate their recreative possibilities at all. And here I am on my husband's family property and there isn't a good choss pile on the whole 220 acres :/ Wish I could buy that boulder and have it shipped to my front yard LOL!

God Bless,
mik


rmsusa


Sep 14, 2007, 4:02 PM
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Re: [mikitta] Land ownership, liability and a rock just sitting there ... [In reply to]
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In reply to:
It's just not fair - she has these BEAUTIFUL rocks on her property - I mean 60 - 70 foot cliffs with gorgeous trad routs and she doesn't appreciate their recreative possibilities at all.

Yes. It's her property and she decides who she wants on it. There may be a zillion reasons she doesn't want to see people on it. It's her stuff and she doesn't have to let you play with it.

Don't push too hard or make a pest of yourself, it may harden her attitude. She may not be telling you why she doesn't want it. You may never find out.

If you really want to climb there, you could offer to buy it from her. Running a general store might be fun.


mikitta


Sep 14, 2007, 4:11 PM
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Re: [rmsusa] Land ownership, liability and a rock just sitting there ... [In reply to]
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/sigh If only I had the money :) She has a pretty nice spread, honestly.

She stated her reason clearly why she does not want us climbing. That is she is afraid her insurance company will drop her coverage. Like I said, I understand where she is coming from, and it is a very valid concern. I'm hoping to find information for both her and her insurance company that will allay their concerns and allow access to the very small group of us who would like to use her resource.

If it's not possible, it's not possible. I certainly do not hold her in any contempt - just wish I could transport her rocks to my property LOL

I found a bit on the Access fund site

http://www.accessfund.org/...urces/resprivate.php that is salient to this discussion. I may or may not approach her with it since there are other places with established access and under the direct perview of the Access fund in WV to climb - in addition, there is no concern with site development as it's already been done long ago.

If I can't find an answer for her and her insurance that eases their minds with a fair surety that they will not have liablity issues, it's not a battle that really needs to take place - KWIM?

[edit to add...]

Ok, for anyone's reference, here are links to Recreational Use Statutes for each state.

http://tarlton.law.utexas.edu/...ecreate/recreate.htm

God Bless,
mik

ps - still think it's cosmically unfair that a non climber has such beautiful rocks on their property and I've been dumped in the most boring place in WV :p


(This post was edited by mikitta on Sep 14, 2007, 4:23 PM)


coastal_climber


Sep 14, 2007, 5:45 PM
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Re: [mikitta] Land ownership, liability and a rock just sitting there ... [In reply to]
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Park somewhere else and go climbing. Have a spotter & pad and you should be ok.

>Cam


bigfatrock


Sep 14, 2007, 6:34 PM
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Re: [cccman] Land ownership, liability and a rock just sitting there ... [In reply to]
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cccman wrote:
check the west va recreational user statutue (if they have one). It is a liability shield for landowners who allow people to recreate on their land without charging a fee. give the lady a copy of it.

I know this is the case in Texas. Landowners are protected if they don't charge. If they do charge then it's a whole different story. We recently had a great sport climbing crag shut down because of liability reasons (he was charging). I guess he didn't want to let climbers on his land for free.


ghostguy6


Sep 14, 2007, 7:00 PM
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Re: [bigfatrock] Land ownership, liability and a rock just sitting there ... [In reply to]
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Call her and try to arrange a meeting with her. Bring her a bottle of wine, rye, whiskey or whatever as an appology for trespassing and try to work something out. It worked for me. All I have to do is call the land owner and tell him that I would like to climb. Only once has he said no and that was because of a family reunion being held on the property.


bimmer3ci


Sep 14, 2007, 7:25 PM
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Re: [mikitta] Land ownership, liability and a rock just sitting there ... [In reply to]
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Have you not ever heard of Coopers Rock?? It is 13 miles away from Clarksburg West Virginia. Ton of climbing there!!!Wink


mikitta


Sep 14, 2007, 7:47 PM
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Re: [bimmer3ci] Land ownership, liability and a rock just sitting there ... [In reply to]
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Cooper's is about 30 minutes from Bridgeport :) I know because I live about 30 minutes from Bridgeport LOL - just on the other side.

The draw of this nice little place was

1. Privacy
2. Distance (only about 35 miles away) and half way between where I live and where my climbing partner lives.

In any event, if she is unmoved after I present information about the Recreational Use Statutes et. al. then it's really not THAT big of a deal. She is still a sweet old lady and I'm not mad :)

God Bless,
mik


bent_gate


Sep 14, 2007, 8:06 PM
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Re: [mikitta] Land ownership, liability and a rock just sitting there ... [In reply to]
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Print this out from here and show it to her:

http://www.wvcc.net/.../WVSportsmansLaw.asp

In reply to:
West Virginia Code

ARTICLE 25. LIMITING LIABILITY OF LANDOWNERS.
(some parts deleted to shorten)
§19-25-1. Purpose.
The purpose of this article is to encourage owners of land to make available to the public land and water areas for military training or recreational or wildlife propagation purposes by limiting their liability for injury to persons entering thereon and for injury to the property of persons entering thereon and limiting their liability to persons who may be injured or otherwise damaged by the acts or omissions of persons entering thereon.

§19-25-2. Limiting duty of landowner generally.
Subject to the provisions of section four of this article, an owner of land owes no duty of care to keep the premises safe for entry or use by others for recreational or wildlife propagation purposes, or to give any warning of a dangerous or hazardous condition, use, structure or activity on such premises to persons entering for such purposes.
Subject to the provisions of section four of this article, an owner of land who either directly or indirectly invites or permits without charge as that term is defined in section five of this article, any person to use such property for recreational or wildlife propagation purposes does not thereby: (a) Extend any assurance that the premises are safe for any purpose; or (b) confer upon such persons the legal status of an invitee or licensee to whom a duty of care is owed; or (c) assume responsibility for or incur liability for any injury to person or property caused by an act or omission of such persons.

§19-25-4. Application of article.
Nothing herein limits in any way any liability which otherwise exists: (a) For deliberate, willful or malicious infliction of injury to persons or property; or (b) for injury suffered in any case where the owner of land charges the person or persons who enter or go on the land other than the amount, if any, paid to the owner of the land by the federal government or any agency thereof, the state or any agency thereof, or any county or municipality or agency thereof.
Nothing herein creates a duty of care or ground of liability for injury to person or property.
Nothing herein limits in any way the obligation of a person entering upon or using the land of another for recreational or wildlife propagation purposes to exercise due care in his or her use of such land and in his or her activities thereon.

§19-25-6. Limiting duty of landowner for use of land for military purposes.
Notwithstanding the provisions of section four of this article to the contrary, an owner of land owes no duty of care to keep the premises safe for entry or use by others for military training purposes, regardless of whether any charge is made therefor, or to give any warning of a dangerous or hazardous condition, use, structure or activity on the premises to persons entering for those purposes.
Notwithstanding the provisions of section four of this article to the contrary, an owner of land who either directly or indirectly invites or permits, either with or without charge, any person to use the property for military training purposes does not thereby: (a) Extend any assurance that the premises are safe for any purpose; or (b) confer upon those persons the legal status of an invitee or licensee to whom a duty of care is owed; or (c) assume responsibility for or incur liability for any injury to person or property caused by an act or omission of those persons.

§19-25-7. Insurance policies.
Any policy or contract of liability insurance providing coverage for liability sold, issued or delivered in this state to any owner of lands covered under the provisions of this article shall be read so as to contain a provision or endorsement whereby the company issuing such policy waives or agrees not to assert as a defense on behalf of the policyholder or any beneficiary thereof, to any claim covered by the terms of such policy within the policy limits, the immunity from liability of the insured by reason of the use of such insured's land for recreational, wildlife propagation or military purposes, unless such provision or endorsement is rejected in writing by the named insured.


mikitta


Sep 14, 2007, 8:19 PM
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Re: [bent_gate] Land ownership, liability and a rock just sitting there ... [In reply to]
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Thanks, Bent - I had found that and it's book marked so when the weekend is over (and all the attendant fuss with having the inlaws over because of the family reunion this weekend has settled) I can print it out for her :)

I think the big issue is going to be the insurance question. If her insurance company has told her they will drop her if she gives consent for us to climb on her property, then I'm not going to press the issue. As nice as her rock pile is, it's not worth upsetting her or getting upset myself about it :)

God Bless,
mik


bent_gate


Sep 14, 2007, 8:30 PM
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Re: [mikitta] Land ownership, liability and a rock just sitting there ... [In reply to]
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Her insurance needs to be aware of the WV code as well. What she needs to understand is that if she sees people climbing on her property she simply needs to realize that she is not liable by WV code. She doesn't have to grant anyone permission if she is uncomfortable with it. All she needs to do is not chase people off.

If someone comes hunting, hiking, or climbing on your property, and they get hurt, it is simply not your liability.

Also, pledge to do your part to help solve the frivolous lawsuit problem by killing one lawyer each day. Wink


reg


Sep 14, 2007, 8:39 PM
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Re: [ghostguy6] Land ownership, liability and a rock just sitting there ... [In reply to]
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ghostguy6 wrote:
Call her and try to arrange a meeting with her. Bring her a bottle of wine, rye, whiskey .

gotta remember where ya are son WEST VIRGINNY, boy! -better be somthin clear and in ah mason jar or ur gonna be squeallin like a pig!!

kiddin about the pig thing - i love WV


(This post was edited by reg on Sep 14, 2007, 8:42 PM)


mikitta


Sep 14, 2007, 8:49 PM
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We'll have to leave a few of them alive in legal preserves so future generations will know one when they see one :P

I am wondering how her insurance company views people who fish on her property (they could fall in and drown) or hunters (who could shoot each other or themselves) or 4wheeler enthusiasts (LOTS of them around here - a Darwin award waiting to happen IMO), or any number of other recreational users.

I'm not going to be confrontational, but I plan on approaching her next week about it, as well as with a sample waiver in hand :)

We have people who come on our property to hunt or fish (pretty cool to get a couple pounds of fresh venison for it - we don't ask, it's offered sometimes :D ). We have never considered that we could be sued. It really was good to read the actual statute though. My hubby was glad to see it too, because he wants to set up his own paint ball course for he and his buddies to use once in a while and it would not be something we charged money for them to use. However, because it would be a hazardous environment that we created (not a natural feature like a cliff), we WOULD need liability waivers for it.

God Bless,
mik


slablizard


Sep 14, 2007, 9:29 PM
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mikitta wrote:
So I went this morning about 40 minutes away from my front door, to a little smear on the road in West Virginia. There's a little, privately owned country store that sits opposite a quite nice pile of sand stone atop a hill. There is also a sweet block about 12 - 13 feet high that sits down below the little general store near the river. It offers maybe 8 good bouldering routs.

I was there this morning, flailing away at some V.Idunno and not quite making past the small dyno (ok, I'm 5'1, anything you taller climbers can reach with ease is a dyno for me LOL) jug, but having fun trying to get off the ground and waiting on my partner who was an hour late showing up.

I decided around 9:10 am that I really needed to get back home (the Dear Hubby - DH was not happy that I went out this morning). I walked the 50 yards back to my car and started to get packed up when the owner of the little general store came out. Turns out she is the owner of aforementioned cliff and boulder block and she told me that her insurance would be dropped if she allowed my buddies and I to climb on her property.

I offered to sign a waiver of liability, but she wasn't sure that would suffice for her insurance company.

So - anyone who might be in the know - is this just something someone may have told her that she didn't ask for herself? That her company would drop her if she allowed us to climb? Or have you heard of such things before? I would really like to reassure her that she is in no danger of loosing her insurance especially with a legal waiver in her hands, but I would like to enter that discussion with some facts to bring to the table.

My biggest reason for wanting to pursue this itty bitty access is because it is only about 35 miles from my home. By far the closest area to climb in.

I would appreciate any and all serious replies.

Thanks.

God Bless,
mik

Only in US....
This liability thing is out of control here....really guys.
It italy the owner would show up just to bring you a glass of wine (if he's really nice) or to find out if you're stealing something...here? To inform you about his insurance policy.

Lol
how romantic.


mikitta


Sep 14, 2007, 9:38 PM
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Re: [reg] Land ownership, liability and a rock just sitting there ... [In reply to]
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LOL Req :D Except for the stupid politics in this State, it's fair to middlin' a nice place to be :D Can't complain about a plethora of good outdoor areas anyway. It's not Wyoming (where my heart will ALWAYS be), but it's a very close second :D

And dude - I'm a gal, not a boy :) No worries - internet and all.

Don't think she would like the whisky, rum, wine or beer - I don't know her that well, but she strikes me as the fine and upstanding Baptist type (nothing wrong with that in my book). Maybe I'll bring her some home baked muffins and tea though when I visit and bring her the printed out statute :)

God Bless,
mik


gunkiemike


Sep 14, 2007, 10:55 PM
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cccman wrote:
check the west va recreational user statutue (if they have one). It is a liability shield for landowners who allow people to recreate on their land without charging a fee. give the lady a copy of it.

NY has such a law, yet I've never encountered a landowner who derives any comfort from it. The lawyers apparently have opined that unless said law specifically mentions rock climbing, it doesn't provide adequate liability shield.


slablizard


Sep 14, 2007, 11:37 PM
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Mikitta
I think that'a a great idea...nothign better than a slice of cake and a smile to forget about paperwork :)

sorry for the mistaken sexual identity...


mikitta wrote:
LOL Req :D Except for the stupid politics in this State, it's fair to middlin' a nice place to be :D Can't complain about a plethora of good outdoor areas anyway. It's not Wyoming (where my heart will ALWAYS be), but it's a very close second :D

And dude - I'm a gal, not a boy :) No worries - internet and all.

Don't think she would like the whisky, rum, wine or beer - I don't know her that well, but she strikes me as the fine and upstanding Baptist type (nothing wrong with that in my book). Maybe I'll bring her some home baked muffins and tea though when I visit and bring her the printed out statute :)

God Bless,
mik


mikitta


Sep 14, 2007, 11:45 PM
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hey, I play EQ and I get asked alot - "are you a real girl or just another guy in a dress?" ;p

God Bless,
mik


curt


Sep 15, 2007, 2:17 AM
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mikitta wrote:
...I think the big issue is going to be the insurance question. If her insurance company has told her they will drop her if she gives consent for us to climb on her property, then I'm not going to press the issue. As nice as her rock pile is, it's not worth upsetting her or getting upset myself about it :)

God Bless,
mik

If the WV recreational use statute holds the landowner harmless--there is similarly no risk to the landowner's insurance company. This is a key point, I think.

Curt


dan2see


Sep 15, 2007, 2:40 AM
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Re: [mikitta] Land ownership, liability and a rock just sitting there ... [In reply to]
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mikitta wrote:
...I think the big issue is going to be the insurance question. If her insurance company has told her they will drop her if she gives consent for us to climb on her property, then I'm not going to press the issue...

Arrange for a meeting with her insurance agent, and ask him to clarify what the company's fear of liablity is based on. The real source of conflict here is really just the agent's own requirements, and you don't even know if there is a problem.

I've heard of cases like this before, and when the insurance company finally got around to stating the problem, they learned that there never was a problem.


moose_droppings


Sep 15, 2007, 3:40 AM
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Maybe she's using the "insurance card" as a polite way of telling you to she doesn't want you climbing on her property.

?


curt


Sep 15, 2007, 3:48 AM
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moose_droppings wrote:
Maybe she's using the "insurance card" as a polite way of telling you to she doesn't want you climbing on her property.

?

Yeah, that's always a possibility. On the other hand, in the absence of a little education, she may just be guessing that her insurance company would object.

Curt

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