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dominicanclimber
Apr 14, 2004, 1:34 AM
Post #1 of 3
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Registered: May 17, 2002
Posts: 52
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Question if you get life insurance and you die in a rock climbing accident, Does it cover it? In a life insurance contract it does not say anything about rock climbing, will they charge you more if you tell them because you are more liable to die?
jejeje Just a thought this is the kind of crap that goes through my head while i hike!!!
Dominicanclimber
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somethingcreative
Apr 14, 2004, 1:47 AM
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Registered: Mar 12, 2004
Posts: 33
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If it's an accident, it would seem no different than if you died falling while hiking, or falling down your stairs for that matter. But then again, what do I know? Maybe you should ask your insurance agent.
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xanx
Apr 14, 2004, 2:21 AM
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Registered: Aug 6, 2002
Posts: 1002
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do a search, there was a thread about this a few months ago.
basically, if they ask u and u say yes, they will prolly charge u more. but if u lie and die in a climbing accident, they can refuse to pay!!
however, i wouldn't volunteer that info unless specifically asked.
read the fine print: they may not explicitly ask about "rock climbing" but may ask if u are involved in any "dangerous sports" or some crap like that.
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